The importance of financial education in youth in the face of retirement due to old age
Abstract
This article aims to identify the importance of including financial education (FE) in the process of training university students regarding retirement due to the fact that pensions obtained through individual accounts result in lower amounts compared to those under the previous system. The approach of this research is qualitative because it considers the understanding of phenomena based on the experience of the subjects who live it, in addition to documentary review, which includes both authors in the field and official information. Surveys were conducted with university students to identify their level of knowledge on this topic and how aware they consider themselves of the importance of planning their retirement to reduce the financial impact at the time of old age.The results of this research show that the majority of students are not properly informed about aspects of personal finances regarding retirement, thus it is concluded that it is important to save at an early age or seek financial alternatives to meet economic needs in old age. It is proposed that universities become promoters of financial education, including such topics in the learning units of the curriculum.
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